Taking on a mortgage is one of the biggest financial decisions people make and choosing the right mortgage can be every bit as important as finding the right property. If you don't find the best rate for you, you could end up paying thousands of pounds extra over the term of your mortgage.
These days, more and more homeowners change lenders (without moving home) to take advantage of a better mortgage deal. While there may be some costs involved, some lenders offer to contribute to these and you may save more over time with a lower interest rate. It is important to check what charges your current lender may impose before moving your mortgage. With plenty of re-mortgage schemes available in the UK, we recommend that you review your arrangements on a regular basis.
YOUR HOME IS AT RISK IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR OTHER LOAN SECURED ON IT. Written quotations of credit terms available on request. A life assurance policy may be required. Your home is at risk and may be repossessed if you do not keep up repayments on a mortgage, debt or other loan secured on it.